Every finance workflow a lender, lessor or insurer runs. One audited platform.

17 product lines, licensed one at a time, posting into one ledger. Each is built the same way: deterministic, tested engines compute every figure; AI reads the documents, drafts the narrative and answers the questions; and every number drills to the row it came from.

Product lines across lending, accounting, insurance and AI

Ship AI features today — the rest have them on the roadmap

Ledger, audit trail and governance layer shared by all of them

Figures computed by a language model, anywhere on the platform

Lending & Treasury

4 products

Ind AS 109 · RBI IRACP · CICAI-NATIVENEWNBFC Lending SuiteLOS · LMS · EIR · ECL · accounting — one book, one engineExplore →Ind AS 109 · IFRS 9AI-NATIVEEIR & ECL EngineInterest income and impairment discounted at the same rate, provablyExplore →Ind AS 109 · 107 · NHB ALMNEWBorrowings & ALMThe liability side, end to end — sanction letter to Note 13Explore →IFRS 16 · Ind AS 116AI-NATIVEIFRS 16 LeasingLessee and lessor, both sides, one sub-ledgerExplore →

Accounting & Close

5 products

Ind AS · Schedule III · MCAAI-NATIVEFinancial Close & ReportingTrial balance to Schedule III, board pack and notesExplore →GST · TDS · MSME 43B(h)AI-NATIVESpend ManagementVendor payables and employee reimbursement, GST and TDS nativeExplore →MIS · Budget · EoMAI-NATIVENEWExpense Intelligence“Costs are up ₹3.4 Cr” — exactly why, who owns it, will it repeatExplore →Ind AS 16 · 38 · 36 · Sch IIEARLY ACCESSFixed Asset ManagementRegister, depreciation, impairment and the movement scheduleExplore →Ind AS 7Bank ReconciliationDeterministic bank-to-book matching with four-eyes BRSExplore →

Insurance & Funds

4 products

IFRS 17 · Ind AS 117 · IRDAIAI-NATIVEIFRS 17 & ReservingBordereau to signed pack — reserving, measurement, disclosureExplore →IRDAI NL · Public disclosureIRDAI ReturnsNL forms and public disclosures derived from one ledger dumpExplore →SEBI MF · AMFINAV OversightIndependent NAV re-computation and SEBI / AMFI disclosuresExplore →IRDAI · EoMAI-NATIVEInsurance DistributionCommission register, clawbacks and IRDAI agreement gap detectionExplore →

Audit & Assurance

1 products

SAs · CARO 2020 · Rule 11(g) · SQC 1AI-NATIVENEWCA AuditFor CA firms — applicability-driven programmes, guarded sign-off, Rule 11(g)Explore →

AI & Custom Build

3 products

Zero data retentionAI-NATIVENEWFinAI — Secure AIOne governed AI chat, every prompt masked before it leavesExplore →Companies Act · SEBI LODRAI-NATIVESecretarial AICompany law, SEBI and ICSI standards — asked of your documentsExplore →Built to your requirementAI-NATIVECustom AI AutomationWe build the AI-native finance workflow you cannot buyExplore →

Highly configurable

Configure, don't customise.

What makes a finance product expensive to own is the change request. Across every line, the things your controllers argue about are configuration — so the product keeps up with your policy instead of your vendor's release calendar.

Rules are rows

Credit policy, tax masters, mapping rules, SICR criteria, approval matrices — versioned data your team edits, not code we deploy.

Effective-dated

Every change carries the date it applies from. Yesterday's loan, lease or invoice is never re-priced by today's rule.

Maker-checker

Configuration changes go through the same four-eyes approval as the numbers they affect, with the diff on record.

Licensed by line

Each product is a separate grant. Start with one, add the next without re-loading a thing.

Neck and neck

What a stack of point products can't do.

Each product page has its own side-by-side. This is the platform view: what you get from one ledger, one engine discipline and one governance layer that a collection of vendors cannot assemble.

Capability	Point-product stack	Spreadsheets + consultants	FinIFRS
Lending, leasing, spend, close and insurance on one ledger	Separate vendors	Workbooks	✓ One platform
EIR and ECL from the same engine	Two systems	Two workbooks	✓ Provably one rate
Lessee and lessor under IFRS 16	Lessee only	Manual	✓ Both sides
Indian tax logic — GST, ITC, RCM, TDS, MSME 43B(h)	Add-on or partner	Manual	✓ Deterministic engines
RBI, SEBI and IRDAI returns derived from the ledger	Report writer	Re-keyed	✓ Derived, versioned
Product change without a release	Change request	Edit the macro	✓ Config + maker-checker
Every figure drills to its source row	Partial	—	✓ Lineage everywhere
AI that cannot invent a figure	Bolted-on chat	—	✓ Engine computes, AI explains
Hash-chained audit trail	Logs	—	✓ Tamper-evident
Custom workflow built to your requirement	SI project, months	Consultant	✓ Same platform, weeks

Beyond the product lines

We build the AI-native finance automation you can't buy.

A regulator's bespoke return, a partner settlement, a reconciliation between two systems only you run. We build it to your requirement on the same engines, audit trail and AI boundary our products run on — in weeks, with golden tests, and handed over as configuration your team owns.

See how we build →Describe your workflow

01Deterministic where money movesEvery figure is computed by a tested engine — never by a model.

02AI where documents and questions areExtraction, narrative and Q&A over stored facts, with validation.

03Governance from day oneHash-chained audit, maker-checker and tenant isolation, inherited.

04Yours to changeRules as versioned configuration your controllers edit after go-live.

Start with one line. Grow into the platform.

Every pilot runs on your own data from a closed period, and ends with a result worth having either way.

Book a Demo →